The convenience and experience of dining out or ordering in have made ‘meals away from home’ an integral part of our modern lifestyles. However, the financial toll of these decisions often goes unnoticed. With Americans allocating a significant portion of their income to dining out, it’s crucial to understand the hidden costs behind this habit and...Read More

The current state of the housing market has been described by many as unsteady, unpredictable and highly competitive. For many years before, it has been an expectation that the positive trend of steady growth in prices would continue.  So, what happened? It started with a decision made by Congress in September 2020 to pass the federal...Read More

Financial planning and tax planning go hand in hand. Including tax planning as part of your service provides clients a comprehensive view of their finances and helps them achieve their financial goals. Financial advisors can use tax planning to show the tax consequences of different actions and to develop strategies that can help reduce taxes in...Read More

With one of the highest inflation rates in over 15 years, more people are struggling to make large purchases amidst soaring consumer prices. As reported in CBS19 News on American savings, nearly six in ten adults don’t have enough savings to cover a $500 or $1,000 unplanned expense. With this struggle in finances, around 20% of people...Read More

Financial planning is not a dark art. While it may seem that way sometimes, it simply calls for you to identify, organize, and prioritize your financial goals. If you haven’t written a financial plan, you’re piloting your life without a horizon point.  Do you need to cut expenses? Shrink taxes? Reduce debt? Or invest more? How...Read More