At some point in your life, whether you are entering college or recently graduated, between homes, or temporarily living in a new city, you may need to rent a house or an apartment. With the many freedoms that come with renting, as opposed to owning, there is also the reality that if something goes wrong, your landlord’s insurance will only cover the costs of repairing the building—not replacing your possessions. So, you may want to consider renters insurance to help protect yourself and your belongings.