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Know-More Blog
Financial planning is not a dark art. While it may seem that way sometimes, it simply calls for you to identify, organize, and prioritize your financial goals. If you haven’t written a financial plan, you’re piloting your life without a horizon point.  Do you need to cut expenses? Shrink taxes? Reduce debt? Or invest more?...
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Whether it’s your dream car or trading in your current vehicle, there are several items you should take into consideration before jumping in. We have rounded out the top three below: Do your research – Once you have decided on the type of car you would like to purchase, go to website such as Edmunds...
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Are you ready to begin a new business, but you’re not sure where it should be located? Inexperienced investors or owners might be considering a random place on the map that they think is most convenient. However, that’s one of the biggest mistakes you can make as a beginner. The location of your commercial properties...
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Being able to talk about money and work through uncomfortable conversations is the mark of a strong partnership. Many of us would agree with that but that doesn’t mean we’re good at it. Most people do not grow up hearing adults modeling healthy financial conversations, which means most of us could use some practice developing...
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What is one financial habit that will make you smarter with your money? To help you build smart money habits, we asked financial experts and business leaders this question for their best advice. From paying yourself a weekly allowance to reading content from money experts, there are several financial habits that you can build to...
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Non-fungible token (NFT) adoption is quickly following on the heels of crypto-currency adoption, especially among younger generations. Last year was important for crypto with Bitcoin and Ethereum hitting all-time highs, governments beginning to address regulations, and the launch of a Bitcoin ETF. While crypto continues inching towards mainstream acceptance, some early adopters may be shifting...
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The above quote from the classic movie Office Space portrays an infamous scene where “Peter Gibbons” speaks honestly to two corporate consultants. The movie Office Space is great at highlighting the struggles within a corporate environment in an engaging and humorous manner using irony that everyone from executives to new employees can relate to. Inside...
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What would your tax planner do? Did you become a Bitcoin millionaire last year and cash in? Tax day is only a little over a month away and it’s almost time to settle up with Uncle Sam.  Are you self-employed? Have a rental property? Any foreign income or investments? Did you track your transportation expenses when...
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Year End
What will be your New Year’s resolution?    Did you resolve to save more money in 2021? Almost half of all Americans did. Collectively we’re on track to save more this year than in any year in decades, except for 2020. Considering that less than 10% of New Year’s resolutions are successful, we shouldn’t be...
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When and where do we learn personal finance behavior? Young adults who receive financial education are less likely to carry credit card debt, and more likely to apply to and receive grants and financial aid. Despite this fact, the Council On Economic Education goes on to say that less than 17% of students were required...
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