This Friday we observe Veterans Day. For some, this may be a day off work or school, or an opportunity to sell or buy discounted furniture. However, we should also take a pause and remember the real reason we observe this day. Originally deemed Armistice Day to honor veterans of World War I, it was...Read More

In retirement planning, the main thing people must worry about is how much savings they have acquired. Most people prepare a specific retirement savings goal and their whole life to save up accordingly. However, statistics from Gallup show that only around 43% of people expect to have enough financial stability when they retire eventually. Many...Read More

What is Inflation?  For most people, it is a term that often causes concern across both households and businesses. Despite it being everywhere from your day-to-day expenses from your morning coffee ☕️ to your monthly electric bill, economists and financial advisors would most likely define inflation differently. Inflation to economists represents the economic reality that...Read More

As busy professionals, such as physicians, executives, and business owners, you often hear from colleagues and friends about creating passive income strategies to end your busy lifestyle and dedicate more time to happiness. However, becoming a landlord doesn’t always mean getting “mailbox money”—it also involves the complexities of managing and upkeeping them. There is much...Read More

Everyone has heard the advice: “Invest in real estate. Land is a scarce resource, so once you have some property, the price can’t help but go up.” While real estate investment can undoubtedly be one of the best options for generating long-term wealth, it is no slam-dunk that every real estate investor will be successful....Read More

The convenience and experience of dining out or ordering in have made ‘meals away from home’ an integral part of our modern lifestyles. However, the financial toll of these decisions often goes unnoticed. With Americans allocating a significant portion of their income to dining out, it’s crucial to understand the hidden costs behind this habit...Read More

The current state of the housing market has been described by many as unsteady, unpredictable and highly competitive. For many years before, it has been an expectation that the positive trend of steady growth in prices would continue.  So, what happened? It started with a decision made by Congress in September 2020 to pass the...Read More

Financial planning and tax planning go hand in hand. Including tax planning as part of your service provides clients a comprehensive view of their finances and helps them achieve their financial goals. Financial advisors can use tax planning to show the tax consequences of different actions and to develop strategies that can help reduce taxes...Read More

With one of the highest inflation rates in over 15 years, more people are struggling to make large purchases amidst soaring consumer prices. As reported in CBS19 News on American savings, nearly six in ten adults don’t have enough savings to cover a $500 or $1,000 unplanned expense. With this struggle in finances, around 20% of...Read More

Financial planning is not a dark art. While it may seem that way sometimes, it simply calls for you to identify, organize, and prioritize your financial goals. If you haven’t written a financial plan, you’re piloting your life without a horizon point.  Do you need to cut expenses? Shrink taxes? Reduce debt? Or invest more?...Read More